Let Williamson Appraisals serve your appraisal needsThousands of people in Florida buy, sell or refinance their home each year. Many of these transactions consist of a simple line item for an appraisal. While there are an increasing number of automated home valuation methods that may seem more cost-effective than an appraisal, most lenders still want a local expert because the stakes are incredibly high. You might believe that getting a mortgage is the only basis for getting an appraisal, but there are other times when the services of a licensed, independent real estate professional could be beneficial. ![]() Challenge your tax assessmentIt's likely you're paying too much in property taxes if you live in an area where property values have declined. Property taxes are based upon a previous assessment of your house, so if values are less than what they used to be in your neighborhood, you can appeal your assessment and save money. An appraisal from Williamson Appraisals is your best evidence when building your case. At Williamson Appraisals, we're qualified to assist you in appealing your tax assessment. Getting rid of your PMI for mortgage paymentsPrivate Mortgage Insurance, or PMI, is an additional insurance plan that many lenders ask home buyers to buy when the amount being loaned to the homeowner is more than 80% of the actual value of the property. Since the added payment is usually bundled into the monthly mortgage payment, it is often forgotten. This is bad because PMI is unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to remove the PMI payments when the loan-to-value ratio conditions have been met. Williamson Appraisals will provide you with a statement regarding the value of your home, and the price you paid for the home valuation can often be recovered in a short amount of time because you'll no longer be paying the PMI. Order an appraisal from Williamson Appraisals Order onlineGet a clear valuation on a home for divorce settlementsA divorce can be a particularly horrible event for both parties, and it is often further complicated by the hard decision of who maintains the property. Regardless of the situation, it's a good idea to get an appraisal from Williamson Appraisals so both parties are completely aware of the true market value of their property. The parties will have a a good idea of what price to set, if they need to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Accurate and fair estate liquidationThe death of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the utmost degree of discretion. Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to handle these issues. And seeing that a home or other property often makes up a disproportionate share of the total estate value, knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've gotten an honest deal. Relocate to or from Lee County through an employee relocation programEmployee relocation is a stressful event, and we understand. That's why we take great care in setting up a convenient appointment time for the appraisal inspection. During our thorough inspection, we recommend relocating employees to provide feedback on the positive features of their property, as well as information about any current sales or listings in their area that they want considered. Sell your home quickly — at the right priceWhether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a more informed decision when determining your asking price. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees are calculated on our efforts to finish the appraisal report and not a percentage of the sales price. We determine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long homes stay on the market. ![]() |